FEATURED
Can I Afford It?
See how a purchase affects your cash, monthly surplus and financing.
FREE CALCULATORS
Make smarter money decisions with confidence.
Fast, simple calculators for budgets, debt, loans, savings and everyday spending — all in one place.
✓ No signup required✓ Instant results✓ Private in your browser
Money snapshot
Your monthly picture
$1,850
Estimated money left after expenses
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20+free calculators
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MONEY TOOLKIT
Calculators built for real life.
Pick a tool, enter a few numbers, and get a clear estimate.
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Monthly Budget
See what's left after your monthly expenses.
Paycheck Calculator
Estimate take-home pay from gross wages.
Overtime Pay
Estimate overtime earnings at 1.5× or another multiplier.
Debt Payoff
Estimate how long your debt could take to pay off.
Credit Card Interest
Estimate monthly interest and balance growth.
Loan Payment
Calculate a monthly installment payment.
Mortgage Payment
Estimate principal, interest, taxes and insurance.
Car Payment
Estimate payment, total cost and interest.
Rent vs. Buy
Compare estimated monthly housing costs.
Savings Goal
Find the monthly amount needed to reach a goal.
Emergency Fund
Estimate the cash cushion your essential expenses require.
Compound Interest
Project how savings can grow with compounding.
401(k) Retirement
Estimate retirement savings growth from contributions.
Credit Card Minimum
See how a minimum-payment formula affects payoff.
Debt-to-Income
Calculate monthly debt payments as a share of gross income.
Net Worth
Total your assets and subtract liabilities.
Tax Withholding
Simple paycheck withholding estimate using entered rates.
Educational estimate; actual withholding depends on tax forms and payroll rules.Tip Calculator
Calculate tip, total bill and amount per person.
Discount / Sale
See your sale price, savings and total after tax.
MONEY DECISION CENTER
More tools for real-life money decisions.
Quick answers for purchases, subscriptions, debt and savings — without complicated spreadsheets.
Subscription Leak Detector
See what recurring charges cost you monthly, yearly and over three years.
Should I Buy This?
A quick purchase check based on your monthly leftover money and savings.
Cash vs. Finance
Compare the total cost of paying cash with financing a purchase.
Credit Card Payoff
See payoff time and interest, and how extra monthly payments change the result.
Savings Goal
Find the monthly amount needed to reach a savings target by a deadline.
Where Does My Money Go?
Enter your major spending categories and see the percentage breakdown.
Annual Money Calendar
Map out big expenses so they don't sneak up on you. Add an expense and see the yearly total.
PREMIUM MEMBERSHIP
Track every subscription in one place.
The Subscription Tracker is a members-only tool. Track recurring costs, billing dates, renewals and expiration dates.
✓ Monthly & yearly totals✓ Charge dates✓ Automatic renewal dates✓ Expiration dates✓ Categories✓ Member-only
Unlock with Premium →Premium membership • $7.99/monthSUBSCRIPTION TRACKER
Your recurring expenses
SUBSCRIPTIONS / MONTH$0.00
YEARLY$0.00
PREMIUM MEMBERSHIP
Never miss a credit-card date.
The Credit Card Tracker is a members-only tool for cards, balances, due dates, posting dates and monthly payment expense. Plaid can be connected later for automatic account data.
✓ Account connections✓ Due-date tracking✓ Payment posting dates✓ Monthly payment expense✓ Multiple cards
Unlock with Premium →Premium membership • $7.99/monthCREDIT CARD TRACKER
Your cards
TOTAL BALANCE$0.00
TOTAL CREDIT$0
UTILIZATION—
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Connect your accounts
Plaid connection will be enabled when the secure backend is connected.
Demo/manual data only until Plaid is connected.
PREMIUM MEMBERSHIP
Your monthly expense snapshot.
This automatically combines the recurring expenses from your Subscription Tracker with the monthly expense/payment data from your Credit Card Tracker, so you can see your total tracked monthly expense in one place.
✓ Pulls from Subscription Tracker✓ Pulls from Credit Card Tracker✓ One combined monthly total✓ Updates automatically
MONTHLY EXPENSES
Premium expense summary
SUBSCRIPTIONS$0.00
CREDIT CARDS$0.00
TOTAL MONTHLY EXPENSE$0.00
Subscriptions are converted to a monthly amount based on billing frequency. Credit-card amounts will come directly from the card-tracker data once accounts are connected.
MONEYWISE TOOLS
Clear numbers. Better decisions.
Use MoneyWise Tools for estimates and educational planning. Results are not financial, tax, legal or investment advice.